tag:blogger.com,1999:blog-45959628780110564382023-11-16T11:52:15.403+05:30FNPO KOTTAYAM DIVISIONfnpoFNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.comBlogger27125tag:blogger.com,1999:blog-4595962878011056438.post-66625289624908806782012-05-10T16:50:00.000+05:302012-05-10T16:50:07.053+05:3024th CIRCLE CONFERENCE HELD AT TIRUR FROM MAY 6 TO MAY 8 ,2012<div dir="ltr" style="text-align: left;" trbidi="on"><br />
<h3 class="post-title entry-title" itemprop="name" style="color: #741b47; font-family: Times, 'Times New Roman', serif; font-size: 27px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; position: relative;"><br />
</h3><div class="post-header" style="margin-bottom: 1.5em; margin-left: 0px; margin-right: 0px; margin-top: 0px;"><div class="post-header-line-1"><div class="post-header-line-1"><span style="line-height: 25px;"><br />
</span></div><div class="post-header-line-1"><span style="line-height: 25px;"><b>24 th State Conference of <span style="background-color: magenta;">FEDERATION OF NATIONAL POSTAL ORGANISATIONS</span> ,kerala circle was held in Thunchan Parambu, Tirur from 6the May to 8th May 2012.</b></span></div><div class="post-header-line-1"><span style="line-height: 25px;"><b>Sri.<span style="background-color: lime;"> Ramesh Chennithala</span>, MLA , our beloved KPCC president inaugurated the conference on 6.5.2012.</b></span></div><div class="post-header-line-1"><span style="line-height: 25px;"><b><br />
</b></span></div><div class="post-header-line-1"><span style="line-height: 25px;"><b>All the divisions actively participated in the grand procession from <span style="background-color: magenta;">KV NARAYANAN NAGAR</span> to <span style="background-color: magenta;">TIRUR CITY </span> which itself made a big statement of our strength.</b></span></div><div class="post-header-line-1"><span style="line-height: 25px;"><b><br />
</b></span></div><div class="post-header-line-1"><b><span style="line-height: 25px;"> Kottayam division contributed Rs.35101/- towards conference expenses setting a </span><span style="line-height: 25px;">standard for others to follow.</span><span style="line-height: 25px;"> </span></b></div><div class="post-header-line-1"><span style="line-height: 25px;"><b>Hon. Minister P.K.Jayalekshmi also addressed the conference on 07.05.2012.</b></span></div><div class="post-header-line-1"><span style="line-height: 25px;"><b>Shri R.Chandrasekaran-INTUC President(Chairman FNPO Kerala), Shri.D.Thyagarajan,secretary general FNPO, Shri.T.N.Rahate,Shri. P.U.Muraleedharan,Shri.Bhagwan Das(Finance Secretary) and FNPO affiliated Circle Secretaries addressed the conference.</b></span></div><div class="post-header-line-1"><span style="line-height: 25px;"><b> </b></span></div><h2 style="text-align: left;"><span style="line-height: 25px;"><b> <i> The conference was a grand success.</i></b></span></h2><div class="post-header-line-1"><span style="line-height: 25px;"><b><br />
</b></span></div><div class="post-header-line-1"><span style="line-height: 25px;"><b>The following members were elected as the circle office bearers of NAPE-Group-C for the next 2 years.</b></span></div><h4 style="text-align: left;"></h4><h3 style="text-align: left;"><span style="line-height: 25px;"><b>President</b></span><span style="line-height: 25px;"><b>Sri.<span style="background-color: magenta;"> K M Antony</span>, SPM, Kurisummoodu, Changanassery Dn (Mob: +919447026359)</b></span><span style="line-height: 25px;"><b>Vice President</b></span><span style="line-height: 25px;"><b>(a) Smt. K J Dolima, Accountant,APM A/Cs,Thaliparamba HO, Kannur Dn (Mob: +919496356011)</b></span><span style="line-height: 25px;"><b>(b) Sri. K Remeshan, PRI (P), Irinjalakkuda HO (Mob: +919496289805)</b></span><span style="line-height: 25px;"><b>(C) Sri. Raju Thomas,BE,Pathanamthitta HO(Mob:- +919447207114)</b></span><span style="line-height: 25px;"><b>Secretary</b></span><span style="line-height: 25px;"><b>Sri. <span style="background-color: magenta;">Johnson D Avokkaran</span>, OA, PSD, Thrissur (Mob: +919446031945)</b></span><span style="line-height: 25px;"><b>Asst Secretaries</b></span><span style="line-height: 25px;"><b>(a) Sri. V T Uthup, SPM, Kaduthuruthy, Kottayam Dn (Mob: +919447660944)</b></span><span style="line-height: 25px;"><b>(b) Sri. Hyderali, ME, Calicut HO</b></span><span style="line-height: 25px;"><b>(c) Sri. V.N.L.Shenoy, OA, RO,KOCHI</b></span><span style="line-height: 25px;"><b>(d) Sri. S.Kamaraj, PA, Tiruvalla HO (Mob: +919447377947)</b></span><span style="line-height: 25px;"><b>(e) Sri. M.S.Chandrababu,PA, Attingal HO (Mob: +919447697246)</b></span><span style="line-height: 25px;"><b>Treasurer</b></span><span style="line-height: 25px;"><b>Sri. K Mohanan, SPM, Talassery Bazar PO, Thalassery Dn</b></span><span style="line-height: 25px;"><b>Asst Treasurer</b></span><span style="line-height: 25px;"><b>Sri. Prem.G.Prakash,SA,Kottarakkara HO, Kollam Dn (Mob: +919447046288)</b></span><span style="line-height: 25px;"><b>Org. Sercretaries</b></span><span style="line-height: 25px;"><b>(a) Sri. T.V.Devadas, PA, Tirur HO (Mob: +919349281292)</b></span><span style="line-height: 25px;"><b>(b) Sri. K V Sudheer Kumar, PA, Kannur HO (Mob: +919496355878)</b></span><span style="line-height: 25px;"><b>(c) Sri. Subin Valsan,PA,Vadakara HO</b></span><span style="line-height: 25px;"><b><br />
</b></span></h3><b><br />
</b></div></div><div class="post-body entry-content" id="post-body-4550273648437675908" itemprop="articleBody" style="width: 630px;"><div dir="ltr" trbidi="on"><span style="background-color: white; line-height: 18px;"><span style="font-family: Georgia, Utopia, 'Palatino Linotype', Palatino, serif; font-size: x-small;"><br class="Apple-interchange-newline" /></span></span></div></div></div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-21230148036825654282012-05-09T11:42:00.000+05:302012-05-09T11:42:11.603+05:30Whether a retiring Government servant is entitled for leave encashment after retirement under the NPS?<div dir="ltr" style="text-align: left;" trbidi="on"><span style="background-color: white; font-family: Verdana, Arial; font-size: x-small; line-height: 22px; text-align: justify;">The benefit of encashment of leave salary is not a part of the retirement benefits admissible under Central Civil Services (Pension) Rules, 1972. It is payable in terms of CCS (Leave) Rules which will continue to be applicable to the government servants who join the government service on after 1-1-2004. Therefore, the benefit of encashment of leave salary payable to the governments/to their families on account of retirement/death will be admissible.</span> </div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-77068756362173262062012-02-10T17:17:00.001+05:302012-02-12T20:21:56.796+05:30<div dir="ltr" style="text-align: left;" trbidi="on"><b><u> <span style="font-size: x-large;"> CONGRATULATIONS </span></u></b><br />
<br />
Sri.<span style="color: magenta; font-size: large;">K.N.Sasikumar</span> & Smt.<span style="color: magenta; font-size: large;">Ambily Thankappan</span> for passing LGO Examination<br />
<br />
</div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-55171246375772475572012-02-10T17:06:00.000+05:302012-02-10T17:06:24.998+05:30VACANCY OF BRANCH POSTMASTERS IN KOTTAYAM DIVISION<div dir="ltr" style="text-align: left;" trbidi="on"><b>The applications are invited for the post of Branch Postmasters in Kottayam division.</b><br />
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Branch postmaster - <b>Perumthurthu</b> po under Kallara so (General)<br />
<br />
Branch postmaster - <b>Ayamkudy</b> po under Muttuchira so (SC)<br />
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Branch postmaster - <b>Kayyur</b> po under Anthinad so (GENERAL)<br />
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Branch postmaster - <b>Edappady</b> po under Bharanganam so (OBC) <br />
<br />
Apply to;-<br />
<i>SR SUPDT OF POSTOFFICES </i><br />
<i> KOTTAYAM DIVISION</i><br />
<i> KOTTAYAM</i><br />
<i> PIN;-686001</i><br />
<br />
for details contact;-<b>9446405230,9497324543,9447660944.</b><br />
<br />
</div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-70801099744875721472011-12-24T10:47:00.002+05:302011-12-24T11:16:42.805+05:30MERRY CHRISTMAS TO OUR MEMBERS<div dir="ltr" style="text-align: left;" trbidi="on"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWbIy4xeQAZ6izCbwKW60jIMtr4gq1oRHVKMMrm8rWAG-jv1bXYmIm0i0VaMOruhYxOFaSRycwVm-sYJ9VXNDVVEwoUSEiILSJE041Xaq_41pTukH_ggRR7k3WQ6gN7GwCBN-mrl83EAv8/s1600/happiness%2526harmony-wallpapers.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWbIy4xeQAZ6izCbwKW60jIMtr4gq1oRHVKMMrm8rWAG-jv1bXYmIm0i0VaMOruhYxOFaSRycwVm-sYJ9VXNDVVEwoUSEiILSJE041Xaq_41pTukH_ggRR7k3WQ6gN7GwCBN-mrl83EAv8/s640/happiness%2526harmony-wallpapers.jpg" width="640" /></a></div><br />
</div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-32067932411266477052011-12-08T13:35:00.002+05:302011-12-08T22:50:41.415+05:302ND TRIP OF FNPO KOTTAYAM DIVISION FROM MARINE DRIVE KOCHI<div dir="ltr" style="text-align: left;" trbidi="on"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtLZWN22iaJ3QwH-jNMA0lbZ9-cc_kwMLPVyjz06cZ50yjRFLaUUJK0ZJiZ0-82_DONiRwgiMl-npXO5T6QAXVYxyLy-h91J5IvbluZ8dZZGFfsjpRR7hz8_XQr-iT0RinRqYZl8FqwwFv/s1600/DSC00912.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtLZWN22iaJ3QwH-jNMA0lbZ9-cc_kwMLPVyjz06cZ50yjRFLaUUJK0ZJiZ0-82_DONiRwgiMl-npXO5T6QAXVYxyLy-h91J5IvbluZ8dZZGFfsjpRR7hz8_XQr-iT0RinRqYZl8FqwwFv/s320/DSC00912.JPG" width="320" /></a></div><br />
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</div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-73577794691142825472011-11-25T11:26:00.000+05:302011-11-25T11:26:01.122+05:30Postal/ Sorting Assistant Examination - Revised Recruitment Rules<div dir="ltr" style="text-align: left;" trbidi="on"><br />
<h3 class="post-title entry-title" style="color: #616161; font: normal normal normal 30px/normal Georgia, Utopia, 'Palatino Linotype', Palatino, serif; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; position: relative; text-align: -webkit-auto;"><span class="Apple-style-span" style="background-color: white;"><br />
</span></h3><div class="post-header" style="color: #65a989; font-family: Verdana, Geneva, sans-serif; font-size: 13px; line-height: 1.6; margin-bottom: 1em; margin-left: 0px; margin-right: 0px; margin-top: 0px; text-align: -webkit-auto;"><div class="post-header-line-1"></div></div><div class="post-body entry-content" style="color: #616161; font-family: Verdana, Geneva, sans-serif; font-size: 14px; line-height: 1.5; position: relative; text-align: -webkit-auto; width: 638px;"><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"></span></div><div style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; margin-bottom: 6.25pt; margin-left: 0in; margin-right: 0in; margin-top: 0in; text-align: justify;"></div><div class="MsoNormal"><b style="background-color: white;">The Department of Posts has notified Department of</b></div><div class="MsoNormal"><b style="background-color: white;"> Posts (Postal Assistant and Sorting Assistants; Group C, Non-Gazetted) Recruitment Rules, 2011. </b></div><div class="MsoNormal"><b style="background-color: white;">These have been published in the Official Gazette </b></div><div class="MsoNormal"><b style="background-color: white;">on 03.11.2011. They come into force from the</b></div><div class="MsoNormal"><b style="background-color: white;"> date of publication in Official Gazette.</b></div><div class="MsoNormal"><span class="Apple-style-span" style="background-color: white;"><o:p><b></b></o:p><b style="text-indent: -24px;"><span style="font-family: Symbol;">·<span style="font: normal normal normal 7pt/normal 'Times New Roman';"> </span></span>For Direct Recruitment, 10+2 or 12<sup>th</sup> standard </b></span></div><div class="MsoNormal"><span class="Apple-style-span" style="background-color: white;"><b style="text-indent: -24px;">candidates with at least 60%</b></span></div><div class="MsoNormal"><span class="Apple-style-span" style="background-color: white;"><b style="text-indent: -24px;"> marks with English as compulsory subject</b></span></div><div class="MsoNormal"><span class="Apple-style-span" style="background-color: white;"><b style="text-indent: -24px;"> (excluding vocational stream)</b></span></div><div class="MsoNormal"><span class="Apple-style-span" style="background-color: white;"><b style="text-indent: -24px;"> 55% for OBC and 45% for SC/ ST will be eligible</b></span></div><div class="MsoNormal"><span class="Apple-style-span" style="background-color: white;"><b style="text-indent: -24px;"><br />
</b></span></div><div class="MsoNormal"><b style="background-color: white; text-indent: -24px;"><span style="font-family: Symbol;">·<span style="font: normal normal normal 7pt/normal 'Times New Roman';"> </span></span>GDS should have obtained 50% marks in </b></div><div class="MsoNormal"><b style="background-color: white; text-indent: -24px;">10+2 or 12<sup>th</sup> standard and should have put in </b></div><div class="MsoNormal"><b style="background-color: white; text-indent: -24px;">minimum 5 years of service.</b></div><br />
<span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b><br />
</b></span><br />
<div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;"><b style="background-color: white;">No. 37-47/2010-SPB-I<o:p></o:p></b></div><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>Government of India<o:p></o:p></b></span></div><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>Ministry of Communications & IT<o:p></o:p></b></span></div><div align="center" class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: center;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>Department of Posts<o:p></o:p></b></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><o:p><b></b></o:p></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 1.5in; margin-right: 0in; margin-top: 0in; text-align: justify; text-indent: 0.5in;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>Dak Bhawan, New Delhi-110001<o:p></o:p></b></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>Dated: 18.11.2011.<o:p></o:p></b></span></div><ol start="1" style="margin-top: 0in;" type="1"><li class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>All Chief Postmaster General<o:p></o:p></b></span></li>
<li class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>Postmaster General<o:p></o:p></b></span></li>
<li class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>The Director, PSCI, Ghaziabad<o:p></o:p></b></span></li>
</ol><div class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><o:p><b></b></o:p></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>Subject; Framing of Recruitment Rules in respect of Postal Assistants/Sorting Assistants in Department of Posts.<o:p></o:p></b></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><o:p><b></b></o:p></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in; text-align: justify;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>Sir/Madam,<o:p></o:p></b></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in; text-align: justify; text-indent: 0.25in;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>I am directed to forward herewith a copy of revised Recruitment </b></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in; text-align: justify; text-indent: 0.25in;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>Rules dated 3.11.2011 for the Posts of Postal Assistants/Sorting </b></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in; text-align: justify; text-indent: 0.25in;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>Assistants in Department of Posts notified in the Gazette of India, </b></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in; text-align: justify; text-indent: 0.25in;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>Extraordinary, Part-II Section 3, Sub-section (i) dated 3.11.2011.<o:p></o:p></b></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in; text-align: justify;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><o:p><b></b></o:p></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in; text-align: justify; text-indent: 0.25in;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>It is requested that the provisions of Recruitment Rules </b></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in; text-align: justify; text-indent: 0.25in;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>may be brought to the notice of all concerned.<o:p></o:p></b></span></div><div align="right" class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in; text-align: right;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><o:p><b></b></o:p></span></div><div align="right" class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in; text-align: right;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b><br />
</b></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in; text-align: center;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>Yours faithfully,<o:p></o:p></b></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in; text-align: center;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>Sd/-<o:p></o:p></b></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in; text-align: center;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>(Alka Tewari)<o:p></o:p></b></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt; margin-left: 0.25in; margin-right: 0in; margin-top: 0in; text-align: center;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>Assistant Director General (SPN)<o:p></o:p></b></span></div><div class="MsoNormal" style="margin-bottom: 0.0001pt;"><span style="background-color: white; font-family: 'Times New Roman', serif; font-size: 12pt;"><b>Encl: As above</b></span></div></div></div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-83961894134533146042011-11-18T21:39:00.000+05:302011-11-18T21:39:22.400+05:30CENTRAL GOVERNMENT CLEARS CHANGES IN PFRDA Bill, ALLOWS 26% FDI IN PENSION<div dir="ltr" style="text-align: left;" trbidi="on"><br />
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<b><span class="Apple-style-span" style="font-size: large;">The govt on Wednesday approved amendments to the PFRDA Bill 2011 while agreeing to the proposed 26 percent foreign investment in the pension sector but refrained from providing assured returns to subscribers in the proposed law.</span></b><br />
<b><span class="Apple-style-span" style="font-size: large;">The government had decided not to mention FDI cap in the legislation itself for retaining the flexibility of changing it through an executive order. The 26 per cent FDI cap is to be mentioned in the regulations to the legislation.</span></b><br />
<b><span class="Apple-style-span" style="font-size: large;">The changes to the PFRDA Bill were approved by the Union Cabinet at its meeting in New Delhi.</span></b><br />
<b><span class="Apple-style-span" style="font-size: large;">The Bill, which has already been scrutinised by the Parliamentary Standing Committee on Finance, is likely to be taken up for consideration and passage in the Winter Session beginning 22nd November.</span></b><br />
<b><span class="Apple-style-span" style="font-size: large;">"The government is of the view that FDI cap in the pension should be at 26 per cent at par with the insurance sector. However, it would like to retain the flexibility of changing the cap of FDI as and when required and that is why it has not been kept as part of the bill", an official spokesperson said.</span></b><br />
<b><span class="Apple-style-span" style="font-size: large;">The proposed legislation, the official said, will not provide assured returns to the subscribers of pension schemes.</span></b><br />
<b><span class="Apple-style-span" style="font-size: large;">The Committee, which is headed by senior BJP leader and former Finance Minister Yashwant Sinha, wanted the government to specify the FDI cap in the legislation itself and provide minimum guaranteed return to subscribers.</span></b><br />
<b><span class="Apple-style-span" style="font-size: large;">The government also turned down the Committee's recommendation for allowing greater flexibility to subscribers of pension schemes for pre-mature withdrawal of funds from their accounts.</span></b><br />
<b><span class="Apple-style-span" style="font-size: large;">"The flexibility of withdrawals from funds under the pension scheme, however, would be tightened. It would be allowed only in case of genuine needs...It would be considered when the need is critical. It will not be allowed for frivolous reasons," the official explained.</span></b><br />
<b><span class="Apple-style-span" style="font-size: large;">The government, however, upheld the panel's suggestion to provide greater participation of the employees and stakeholders in the Pension Advisory Committee, the official said.</span></b><br />
<b><span class="Apple-style-span" style="font-size: large;">The Bill, which was introduced in the Lok Sabha on March 2011, was referred to the Standing Committee for consideration.</span></b><br />
<b><span class="Apple-style-span" style="font-size: large;">The government, it may be mentioned, has not been able to raise FDI in insurance from 26 per cent to 49 per cent because the changes require amendments in law. The Insurance (Amendment) Bill has been pending since 2008.</span></b><br />
<b><span class="Apple-style-span" style="font-size: large;">Once the FDI caps are mentioned in the regulations, it would be easier for the government to modify the ceilings, as and when needed, through an executive order.</span></b><br />
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</div></div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-20605455558732503932011-11-17T21:08:00.000+05:302011-11-17T21:08:50.857+05:30FINANCE MININSTER APPROVES KEY CHANGES IN PROPOSED FOOD BILL<div dir="ltr" style="text-align: left;" trbidi="on"><br />
<div style="background-color: #f8f8f8; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #333333; font-family: Arial, Helvetica, sans-serif; font-size: 12px; margin-bottom: 1em; padding-bottom: 12px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: -webkit-auto;"><b><span style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">New Delhi, Nov 17:</span> Finance Minister Pranab Mukherjee, the head of the Empowered Group of Ministers (EGoM) on Food, has approved key changes in the proposed National Food Security Bill and the revised draft will be placed before Cabinet soon.<br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" /><br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" />“Yesterday evening, the Finance Minister has given final clearance to the draft Food Bill. It will be soon placed before Cabinet,” Food Minister K V Thomas told reporters on the sidelines of an event here.<br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" /><br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" />The key changes proposed in the Bill have been approved and the Cabinet note will be circulated for inter-ministerial comments today, he added.<br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" /><br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" />Earlier, in July, the EGoM on Food had cleared the draft National Food Security Bill, which seeks to provide a legal entitlement to subsidised foodgrains to 75 per cent of the country’s rural population and 50 per cent of urban India. <br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" /><br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" />After consultation with concerned stakeholders and the state governments, the Food Ministry proposed several key changes in the draft Bill and those have been approved by the Finance Minister, Thomas told PTI separately. <br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" /><br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" />The two major changes include: keeping an option open for supplying more than 3 kg of subsidised foodgrains to general households and widening its reach to include lactating women, destitute and aged people and providing nutritious food to children, he said.<br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" /><br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" />“The cash-handout of Rs 1,000 per month for six months to lactating women would be extended to the entire country instead of 52 districts,” he added. <br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" /><br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" />With respect to general households’ entitlement to subsidised foodgrains, Thomas said Mukherjee has approved insertion of the word, ‘minimum’, in the draft so that the government can increase allocation if production rises. <br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" /><br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" />In the present form of the Bill, the Food Ministry had proposed that the government will supply only 3 kg of rice and wheat per person per month to general households at a price not exceeding 50 per cent of the support price. <br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" /><br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" />Among other changes, Thomas said the Finance Ministry has agreed to remove the condition of extending the benefits of the proposed food security law only to general households in states where the Public Distribution System (PDS) is modernised.<br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" /><br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" />“The present draft restricts benefits for general households to states having modernised PDS. Now the benefit will be extended to all states,” he said. The changes to be made in the proposed Food Bill were discussed with Congress President and UPA Chairperson Sonia Gandhi, he added.<br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" /><br style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" />The proposed Bill would cost the government exchequer more than Rs 1,00,000 crore annually in subsidies. Presently, the subsidy bill on food is less than Rs 70,000 crore.</b></div><div style="background-color: #f8f8f8; border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #333333; font-family: Arial, Helvetica, sans-serif; font-size: 12px; margin-bottom: 1em; padding-bottom: 12px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: -webkit-auto;"><b><a href="http://www.indiatvnews.com/" target="_blank">WWW.INDIATVNEWS.COM</a></b></div><div><br />
</div></div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-29884017342820457012011-11-16T15:18:00.000+05:302011-11-16T15:18:34.858+05:30CABINET APPROVES PENSION FUND REGULATOR BILL<div dir="ltr" style="text-align: left;" trbidi="on"><br />
<div style="background-color: white; color: #333333; font-family: arial; font-size: 15px; font: normal normal normal 15px/20px arial; line-height: 20px; padding-bottom: 5px; padding-left: 0px; padding-right: 0px; padding-top: 5px;">The cabinet has approved the Pension Fund Regulator Bill, reports CNBC-TV18 quoting NewsWire18. The Bill will be tabled in the next session of Parliament.</div><div style="background-color: white; color: #333333; font-family: arial; font-size: 15px; font: normal normal normal 15px/20px arial; line-height: 20px; padding-bottom: 5px; padding-left: 0px; padding-right: 0px; padding-top: 5px;">Among the important suggestions, the Standing Committee on Finance headed by Yashwant Sinha, had favoured 26% cap on foreign direct investment (FDI) in pension programmes. Currently, FDI is not allowed in pension schemes.</div><div style="background-color: white; color: #333333; font-family: arial; font-size: 15px; font: normal normal normal 15px/20px arial; line-height: 20px; padding-bottom: 5px; padding-left: 0px; padding-right: 0px; padding-top: 5px;">The Bill, which was introduced in the Lok Sabha on March 2011, was referred to the Standing Committee for consideration. The government is likely to take up the Bill for passage during the Winter Session of Parliament beginning November 22.</div><div style="background-color: white; color: #333333; font-family: arial; font-size: 15px; font: normal normal normal 15px/20px arial; line-height: 20px; padding-bottom: 5px; padding-left: 0px; padding-right: 0px; padding-top: 5px;">The Committee had also recommended that subscribers to the New Pension System (NPS) should get an assured return on their investments that is at least equal to the interest rate given by the Employees' Provident Fund Scheme.</div><div style="background-color: white; color: #333333; font-family: arial; font-size: 15px; font: normal normal normal 15px/20px arial; line-height: 20px; padding-bottom: 5px; padding-left: 0px; padding-right: 0px; padding-top: 5px;">The NPS, launched in January, 2004, has about 24 lakh subscribers, mostly those employed by the central government.</div><div style="background-color: white; color: #333333; font-family: arial; font-size: 15px; font: normal normal normal 15px/20px arial; line-height: 20px; padding-bottom: 5px; padding-left: 0px; padding-right: 0px; padding-top: 5px;">In India, no pension fund management company offers a guaranteed pension product.</div><div style="background-color: white; color: #333333; font-family: arial; font-size: 15px; font: normal normal normal 15px/20px arial; line-height: 20px; padding-bottom: 5px; padding-left: 0px; padding-right: 0px; padding-top: 5px;">Subscribers to the Employees Provident Fund Organisation (EPFO) get 9.5% interest on their contribution.</div><div style="background-color: white; color: #333333; font-family: arial; font-size: 15px; font: normal normal normal 15px/20px arial; line-height: 20px; padding-bottom: 5px; padding-left: 0px; padding-right: 0px; padding-top: 5px;">The committee wanted the government to make concerted efforts to extend the coverage of the scheme in both the public and private sector. Currently, pension schemes are being monitored by an interim regulator, the PFRDA.</div><div style="background-color: white; color: #333333; font-family: arial; font-size: 15px; font: normal normal normal 15px/20px arial; line-height: 20px; padding-bottom: 5px; padding-left: 0px; padding-right: 0px; padding-top: 5px;"><a href="http://www.moneycontrol.com/" target="_blank">www.moneycontrol.com</a></div></div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-75141761149027868662011-11-15T20:09:00.000+05:302011-11-15T20:09:35.364+05:30PETROL PRICES SLASHED<div dir="ltr" style="text-align: left;" trbidi="on"><br />
<div style="background-color: white; color: #3f3f3f; font-family: georgia; font-size: 15px; line-height: 20px;"><b> After several hikes in the petrol prices, there is finally some relief.</b></div><div style="background-color: white; color: #3f3f3f; font-family: georgia; font-size: 15px; line-height: 20px;"><b>Oil companies, for the first time after deregulation, have announced a cut in the price of petrol.</b></div><div style="background-color: white; color: #3f3f3f; font-family: georgia; font-size: 15px; line-height: 20px;"><b>The price of petrol has been slashed by Rs 1.85 per litre. However, the actual reduction will vary from states to states.</b></div></div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-45068491902070033962011-11-14T17:40:00.000+05:302011-11-14T17:40:04.947+05:30JAWAHARLAL NEHRU REMEMBERED ON 122 BIRTH ANNIVERSARY<div dir="ltr" style="text-align: left;" trbidi="on"><span class="Apple-style-span" style="background-color: white; font-family: 'lucida grande', tahoma, verdana, arial, sans-serif; font-size: 11px; line-height: 14px;"><b>“We have to build the noble mansion of free India, where all her children may dwell. On this day, our first thoughts go to the Architect of this freedom - the father of freedom Mahatma Gandhij, who embodying the old spirit of India, held aloft the Torch of Freedom and light up the darkness that surround us. We shall never allow that torch of freedom to be blown out, however high the wind or stormy the tempest and to India, our much loved motherland, the ancient and eternal and ever new, we pay our reverent homage and we find ourselves afresh to her services”.</b></span><br />
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<div style="font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;"><div style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: center;"><span class="Apple-style-span" style="color: #993300;"><b><u><br />
</u></b></span></div></div><div align="center" style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"></div><div align="center" style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">No. 6-1/2011-NS.II (Pt.)<br style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" />Ministry of Finance<br style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" />Department of Economic Affairs<br style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" />(Budget Division)</div><div align="right" style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">New Delhi, the 11<sup style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">th</sup> November, 2011.</div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;"><strong style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: underline;">OFFICE MEMORANDUM</span></strong></div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;"><strong style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">Sub: Decisions on the recommendations of the Committee for Comprehensive Review of National Small Savings Fund (NSSF).</strong></div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;">The Thirteenth Finance Commission in its Report had, inter alia, recommended that all aspects of the design and administration of the NSSF be examined with the aim of bringing transparency, market linked rates and other much needed reforms to the scheme. As a follow up of this recommendation, the Government had constituted a Committee on 8th July, 2010, headed by Smt. Shyamala Gopinath, the then Deputy Governor, Reserve Bank of India for comprehensive review of NSSF. The terms of reference of the Committee included review of the existing parameters for the small saving schemes in operation and recommend mechanisms to make them more flexible and market linked; review of the existing terms of the loans extended from the NSSF to the Centre and States and recommend on the changes required in the arrangement of lending the net collection of small savings to Centre and States; review of other possible investment opportunities for the net collections from small savings and the repayment proceeds of NSSF loans extended to States and Centre; review of the administrative arrangement including the cost of operation; and review of the incentives offered on the small savings investments by the States.</div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;">2. The Committee submitted its report to the Government on 7<sup style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">th </sup>June, 2011. Comments/views of Department of Posts, Department of Revenue, Department of Financial Services, Department of Expenditure and all State/Union Territory Governments were sought on the recommendations made by the Committee.</div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;">3. The recommendations of the Committee have been considered in detail, taking into account the views/comments received from other Departments, States/UTs and representations received from various agents’ associations and others. After detailed examination the following decisions have been taken:-</div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;"><strong style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: underline;">Rationalisation of Schemes</span></strong></div><div style="background-color: white; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;"><span class="Apple-style-span" style="color: #5e5e5e;">(i) The maturity period for monthly</span><span class="Apple-style-span" style="color: #5e5e5e;"> Income Scheme (MIS) and National Savings Certificate (NSC) will be reduced from 6 years to 5 years.</span></div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;">(ii) A new NSC instrument, with maturity period of 10 years, would be introduced.</div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;">(iii) Kisan Vikas Patras (KVPs) will be discontinued.</div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;">(iv) The annual ceiling on investment under Public Provident Fund (PPF) Scheme will be increased from Rs. 70,000 to Rs. 1 lakh.</div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;">(v) Interest on loans obtained from PPF will be increased to 2% p.a. from existing 1% p.a.</div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;">(vi) Liquidity of Post Office Time Deposit (POTD) – 1, 2, 3 & 5 years – will be improved by allowing pre-mature withdrawal at a rate of interest 1% less than the time deposits of comparable maturity. For pre-mature withdrawals between 6-12 months of investment, Post Office Savings Account (POSA) rate of interest will be paid.</div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;"><strong style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: underline;">Interest Rates on Small Savings Instruments</span></strong></div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;">(i) The rate of interest paid under Post Office Savings Account (POSA) will be increased from 3.5% to 4% p.a.</div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;">(ii) The rate of interest on small savings schemes will be aligned with G-Sec rates of similar maturity, with a spread of 25 basis points (bps) with two exceptions. The spread on 10 year NSC (new instrument) will be 50 bps and on Senior Citizens Savings Scheme 100 bps. The interest rates for every financial year will be notified before 1<sup style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">st </sup>April of that year.</div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;">(iii) Assuming the date of implementation of the recommendations of the Committee as 1st December, 2011, the rate of interest on various small savings schemes for current financial year on the basis of the interest compounding/payment built in the schemes, will be as given below:-</div><table border="0" cellpadding="0" cellspacing="0" style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 1.2em; line-height: 20px; margin-bottom: 25px; margin-left: 1px; margin-right: 0px; margin-top: 5px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify; width: 543px;"><tbody style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">
<tr style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="219"><strong style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">Instrument</strong></td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="170"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><strong style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">Current Rate (%)</strong></div></td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="147"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><strong style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">Proposed Rate (%)</strong></div></td></tr>
<tr style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="219">Savings Deposit</td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="170"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">3.50</div></td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="147"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">4.0</div></td></tr>
<tr style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="219">1 year Time Deposit</td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="170"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">6.25</div></td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="147"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">7.7</div></td></tr>
<tr style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="219">2 year Time Deposit</td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="170"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">6.50</div></td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="147"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">7.8</div></td></tr>
<tr style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="219">3 year Time Deposit</td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="170"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">7.25</div></td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="147"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">8.0</div></td></tr>
<tr style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="219">5 year Time Deposit</td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="170"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">7.50</div></td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="147"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">8.3</div></td></tr>
<tr style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="219">5 year Recurring Deposit</td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="170"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">7.50</div></td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="147"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">8.0</div></td></tr>
<tr style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="219">5-year SCSS</td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="170"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">9.00</div></td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="147"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">9.0</div></td></tr>
<tr style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="219">5 year MIS</td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="170"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">8.00 (6 year MIS)</div></td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="147"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">8.2</div></td></tr>
<tr style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="219">5 year NSC</td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="170"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">8.00 (6 year NSC)</div></td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="147"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">8.4</div></td></tr>
<tr style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="219">10 year NSC</td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="170"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">New Instrument</div></td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="147"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">8.7</div></td></tr>
<tr style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="219">PPF</td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="170"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">8.00</div></td><td style="border-bottom-color: rgb(204, 204, 204); border-bottom-style: solid; border-bottom-width: 1px; border-left-color: rgb(204, 204, 204); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(204, 204, 204); border-right-style: solid; border-right-width: 1px; border-top-color: rgb(204, 204, 204); border-top-style: solid; border-top-width: 1px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 8px; padding-left: 8px; padding-right: 8px; padding-top: 8px;" width="147"><div align="center" style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">8.6</div></td></tr>
</tbody></table><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;">(iv) Payment of 5% bonus on maturity of MIS will be discontinued.</div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;"><div style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><strong style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: underline;">Commission to Agents</span></strong></div><div style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">(i) Payment of commission on PPF schemes (1%) and Senior Citizens Savings Scheme(0.5%) will be discontinued.</div><div style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">(ii) Agency commission under all other schemes (except MPKBY agents) will be reduced from existing 1% to 0.5%.</div><div style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">(iii) Commission at existing rate of 4% will continue for Mahila Pradhan Kshetriya Bachat Yojana (MPKBY) agents.</div><div style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">(iv) Incentives, if any, paid by the State/UT Governments will be reduced from the commission paid by the Central Government.</div><div style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><strong style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: underline;">Investments from NSSF</span></strong></div><div style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">(i) The minimum share of States in net small savings collections in a year, for investment in State Governments Securities, will be reduced from 80% to 50%. The remaining amount will be invested in Central Government securities or lent to other willing States or in securities issued by infrastructure companies/agencies, wholly owned by Central Government.</div><div style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">(ii) Yearly repayment of NSSF loans made by Centre and States, will be reinvested in Central and State Government securities in the ratio of 50:50.</div><div style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">(iii) The period of repayment of NSSF loans by Centre and States will be reduced to 10 years, with no moratorium.</div><div style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">(iv) For the current financial year the prevailing interest rate of 9.5% will continue. From 1st April, 2012 revised interest rate will be notified.</div><div style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">(v) Half yearly payment of interest by the Centre and the States will be introduced.</div><div style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">(vi) Interest rate on existing investments from NSSF in Central Government securities till 2006-07 will be re-set at 9% and on those from 2007-08 till 2010-11 will be re-set at 9.5%.</div><div style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><strong style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-decoration: underline;">Operational Issues of NSSF</span></strong></div><div style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">(i) A Monitoring Group drawn from Ministry of Finance, Reserve Bank of India, Department of Posts, State Bank of India, other select banks and select State Governments will be set up to resolve various operational issues like reducing the time lag between collection and investment, etc.</div></div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;">4. Necessary notifications, including those requiring amendments to rules of various small saving schemes and National Small Savings Fund (Custody & Investment) Rules, 2001 will be notified separately. The above decisions will take effect from the dates to be specified in the notifications.</div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;">5. This has the approval of Finance Minister.</div><div style="background-color: white; color: #5e5e5e; font-family: Arial, Verdana, Tahoma, 'Times New Roman'; font-size: 13px; line-height: 20px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: justify;"><div style="margin-top: 10px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">(Shaktikanta Das)<br style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;" />Addl. Secretary to the Govt. of India</div></div></div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-21962341632297980542011-11-12T10:27:00.000+05:302011-11-12T10:27:07.176+05:30SMALL SAVINGS SCHEMES TO FETCH BETTER RETURNS NOW<div dir="ltr" style="text-align: left;" trbidi="on"><b><span class="Apple-style-span" style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px;"><span class="Apple-style-span" style="background-color: white;">NEW DELHI: Your investments in the small savings scheme -</span><span class="Apple-style-span" style="background-color: #f3f3f3;">- </span></span><a href="http://economictimes.indiatimes.com/search.cms?query=post%20office%20savings%20scheme" style="background-color: #f3f3f3; color: #024e97; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify; text-decoration: none;">post office savings scheme</a><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">, National Savings Certificate, and public provident fund - will soon start earning higher interest rates that are benchmarked to market rates. </span><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">The annual </span><a href="http://economictimes.indiatimes.com/search.cms?query=interest%20rate" style="background-color: white; color: #024e97; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify; text-decoration: none;">interest rate</a><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;"> available on these schemes is at present below what an investor can get from bank deposits of comparable maturity. </span><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">The government has announced a complete overhaul of the small savings scheme that has benchmarked rates of interest on these schemes to government securities, introduced a 10-year </span><a href="http://economictimes.indiatimes.com/search.cms?query=national%20savings%20certificate" style="background-color: white; color: #024e97; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify; text-decoration: none;">national savings certificate</a><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;"> (NSC), increased the ceiling for public provident fund deposits to one lakh rupees every year and discontinued the Kisan Vikas Patra. </span><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">The new rules will kick in when the government issues a notification. </span><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">The decisions are based on the recommendations by a high level expert panel headed by former deputy governor of the </span><a href="http://economictimes.indiatimes.com/search.cms?query=RBI" style="background-color: white; color: #024e97; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify; text-decoration: none;">RBI</a><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">, </span><a href="http://economictimes.indiatimes.com/search.cms?query=Shaymla%20Gopinath" style="background-color: white; color: #024e97; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify; text-decoration: none;">Shaymla Gopinath</a><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">. </span><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">As per the memorandum issued by the finance ministry, returns on small savings instruments will be linked to government securities of similar maturities, pushing up the current rates on all instruments by 0.2%- 1.3%. </span><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">Interest rates on postal savings will go up to 4% from 3.5% at present. </span><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">In addition, the </span><a href="http://economictimes.indiatimes.com/search.cms?query=maturity%20period" style="background-color: white; color: #024e97; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify; text-decoration: none;">maturity period</a><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;"> of monthly investment schemes and national savings certificates will be reduced form six to five years. </span><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">The ceiling on annual contributions to the public provident funds will also be raised to 1 lakh from 70,000. </span><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">The reforms will address the distortion caused by the small savings schemes in the overall interest rate structure of the economy. Depending on the market rates, these schemes either saw a large inflow of the big outflow, affecting the flows into banks in particular. </span><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">When market rates are low, the high interest rates on small savings become a kind of subsidy to the investors.</span><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">In the event, as is the case now, when interest rates on these schemes are below the market rates they see a big outflow, affecting the government's fiscal management, as funds from these schemes are used by state governments and the centre. </span><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">With bank deposits yielding more than 9% per annum, there has been a net outflow from the small savings schemes, which are administered by the </span><a href="http://economictimes.indiatimes.com/search.cms?query=National%20Small%20Savings%20Fund" style="background-color: white; color: #024e97; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify; text-decoration: none;">National Small Savings Fund</a><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;"> (NSSF), in the current year. </span><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">This has forced the government to increase market borrowings by 52,800 crores over its budgeted fiscal target. </span><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">The benchmarking of interest rates on small savings schemes will end this distortion, and also cut the volatility in inflows into these schemes. </span><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">To reduce the cost of administration of the scheme, the government has also decided to lower the commission charged by agents that sell these schemes. </span><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><br style="color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;" /><span class="Apple-style-span" style="background-color: white; color: #404040; font-family: arial; font-size: 13px; line-height: 18px; text-align: justify;">As per the memorandum, the payment of agency commission on all schemes, except the Mahila Pradhan Kshetriya Bachat Yojana, will be either discontinued or reduced by at least 0.5%. Women agents will continue to receive 4% </span></b></div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-15865502011095160342011-11-10T23:03:00.015+05:302011-11-11T15:06:30.556+05:30VAIKOM AREA CONVENTION<div dir="ltr" style="text-align: left;" trbidi="on"><div class="MsoNormal" style="margin: 0in 0in 0pt; text-align: justify;"><b style="mso-bidi-font-weight: normal;"> The <span style="mso-spacerun: yes;"> Vaikom area </span>Convention of <span style="mso-spacerun: yes;"> </span>FNPO Unions was held on 10.11.2011 at Vyapara Bhavan hall, Vaikom. The meeting was presided by <span style="mso-tab-count: 1;"> </span><span style="color: red;">Shri.V.T.Uthup, State Asst. Secretary NUPE Group ‘C’</span>.<span style="mso-spacerun: yes;"> </span> <span style="color: red;">Smt. Sreeletha Balachandran,</span> Municipal Chairperson, Vaikom inaugurated the convention and the official web site of FNPO KOTTAYAM DIVISION.<span style="mso-spacerun: yes;"> </span>Prominent Congress leaders Adv.V.V.Sathyan KPCC Member, Sri. P N Babu President Vaikom Block Congress Committee, Sri. B Anilkumar DCC General Secretary, Sri. Mohan D Babu KPCC Member, Sri. Bobin, Sri. K <place w:st="on">N Sreekumar</place> <span style="mso-spacerun: yes;"> </span>and our divisional level leaders addressed the convention.</b></div><div class="MsoNormal" style="margin: 0in 0in 0pt; text-align: justify;"><br />
</div><div class="MsoNormal" style="margin: 0in 0in 0pt; text-align: justify;"><b style="mso-bidi-font-weight: normal;">A seminar and detailed discussion on various issues relating to GDS employees were also conducted. <span style="mso-spacerun: yes;"> </span></b></div><br />
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</b></div></div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-11523307425156854002011-11-05T11:19:00.000+05:302011-11-05T11:19:02.233+05:30<div dir="ltr" style="text-align: left;" trbidi="on"><br />
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</div><div style="background-color: white; font-family: sans-serif; font-size: 13px; line-height: 19px; margin-bottom: 0.5em; margin-top: 0.4em; text-align: center;"><a href="http://flagspot.net/images/u/uno-upu.gif" imageanchor="1"><img border="0" src="http://flagspot.net/images/u/uno-upu.gif" /></a></div><div style="background-color: white; font-family: sans-serif; font-size: 13px; line-height: 19px; margin-bottom: 0.5em; margin-top: 0.4em; text-align: -webkit-auto;"><br />
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</div><div style="background-color: white; font-family: sans-serif; line-height: 19px; margin-bottom: 0.5em; margin-top: 0.4em; text-align: -webkit-auto;"><b>The Universal Postal Union (UPU, <a href="http://en.wikipedia.org/wiki/French_language" style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: none; background-origin: initial; color: #0645ad; text-decoration: none;" title="French language">French</a>: <span lang="fr" xml:lang="fr"><i>Union postale universelle</i></span>) is an <a href="http://en.wikipedia.org/wiki/International_organization" style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: none; background-origin: initial; color: #0645ad; text-decoration: none;" title="International organization">international organization</a> that coordinates postal policies among member nations, in addition to the worldwide <a class="mw-redirect" href="http://en.wikipedia.org/wiki/Postal_system" style="background-attachment: initial; background-clip: initial; background-color: initial; background-image: none; background-origin: initial; color: #0645ad; text-decoration: none;" title="Postal system">postal system</a>. The UPU contains four bodies consisting of the Congress, the Council of Administration (CA), the Postal Operations Council (POC) and the International Bureau (IB). It also oversees two cooperatives including the Telematics and EMS Cooperatives respectively. Each member agrees to the same terms for conducting international postal duties. The UPU’s headquarters are located in Bern, Switzerland.</b></div><div style="background-color: white; font-family: sans-serif; line-height: 19px; margin-bottom: 0.5em; margin-top: 0.4em; text-align: -webkit-auto;"><b>French is the official language of the UPU. English was added as a working language in 1994. The majority of the UPU's documents and publications – including its flagship magazine, Union Postale - are available in the United Nations' official languages.</b></div><div style="background-color: white; font-family: sans-serif; line-height: 19px; margin-bottom: 0.5em; margin-top: 0.4em; text-align: -webkit-auto;"><b>The UPU was created in 1874, initially under the name "General Postal Union", as a result of the <a href="http://en.wikipedia.org/wiki/Treaty_of_Bern" style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; color: #0645ad; text-decoration: none;" title="Treaty of Bern">Treaty of Bern</a> signed on October 9, 1874. Four years later, the name was changed to "Universal Postal Union.</b></div><div style="background-color: white; font-family: sans-serif; line-height: 19px; margin-bottom: 0.5em; margin-top: 0.4em; text-align: -webkit-auto;"></div><div style="margin-bottom: 0.5em; margin-top: 0.4em;"><b>The UPU established that:</b></div><ol style="list-style-image: none; margin-bottom: 0.5em; margin-left: 3.2em; margin-right: 0px; margin-top: 0.3em; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><li style="margin-bottom: 0.1em;"><b>There should be a uniform flat rate to mail a letter anywhere in the world</b></li>
<li style="margin-bottom: 0.1em;"><b>Postal authorities should give equal treatment to foreign and domestic mail</b></li>
<li style="margin-bottom: 0.1em;"><b>Each country should retain all money it has collected for international postage.</b></li>
</ol><div><b>One of the most important results of the UPU Treaty was that it ceased to be necessary, as it often had been previously, to affix the <a href="http://en.wikipedia.org/wiki/Postage_stamp" style="background-attachment: initial; background-clip: initial; background-image: none; background-origin: initial; color: #0645ad; text-decoration: none;" title="Postage stamp">stamps</a> of any country through which one's letter or package would pass in transit. The UPU provides that stamps of member nations are accepted for the entire international route.</b></div><br />
</div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-80507596380549001332011-10-29T17:30:00.002+05:302011-10-29T17:30:22.372+05:30<div dir="ltr" style="text-align: left;" trbidi="on"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEidWZ5lxwkpNLqBpUYrPEt-5iiB1nl260P9_d_tNQOxfDG6MkBXLeXKLgku1jfL55IGDzOYqm3vUVAjo0OT1NaOwtyqw8w2VdRaJKvbIjFWJmDGHz1GhY_uMqR0lB3ICrT_9pO86O3Rbccf/s1600/IMG_0001.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="235" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEidWZ5lxwkpNLqBpUYrPEt-5iiB1nl260P9_d_tNQOxfDG6MkBXLeXKLgku1jfL55IGDzOYqm3vUVAjo0OT1NaOwtyqw8w2VdRaJKvbIjFWJmDGHz1GhY_uMqR0lB3ICrT_9pO86O3Rbccf/s320/IMG_0001.jpg" width="320" /></a></div><br />
</div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-87950898823786295402011-10-29T10:59:00.000+05:302011-10-29T10:59:39.384+05:30SYLLABUS OF CONFIRMATION EXAMINATION OF PAS<div dir="ltr" style="text-align: left;" trbidi="on"><u>Syllabus of Confirmation Examination of PAs</u><br />
<u><br />
</u><br />
<u>Paper -1 with the aid of books</u><br />
<u><br />
</u><br />
PO GUIDE Part - 1<br />
Volume - V<br />
Volume- VI Part I, II, and III<br />
<br />
<u>Paper - II (Practical) Without the aid of Books</u><br />
<u><br />
</u><br />
Preparation of Daily accounts, Registered list, etc..Knowledge regarding Premium Products etc<br />
<br />
<br />
<br />
<br />
</div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-54505234602840986242011-10-16T12:13:00.000+05:302011-10-16T12:13:31.712+05:30TRAINING FOR POSTMASTER CADRE GRADE-1 EXAM<div dir="ltr" style="text-align: left;" trbidi="on"><b><u><span class="Apple-style-span" style="color: magenta; font-size: large;">COMPENDIUM ON PROCESSING AND DISPOSAL OF PUBLIC COMPLAINTS</span></u></b><br />
<b><u><span class="Apple-style-span" style="color: magenta;"><br />
</span></u></b><br />
<b>1.<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">SEARCH BILL is not issued in the case of speed post complaints</span></b><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b> Ans.True</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b>2.complaints relating to international speed post articles should be made within</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b> Ans.2 months</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b>3......................... facilitates quick disposal of international speed post complaints.</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b> Ans.Rugby System</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b>4............................. i s a n Internet based system developed by EMS</b></span><br />
<b><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">Cooperative for use by the postal administrations to respond to the EMS </span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">enquiries.</span></b><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b> Ans.Rugby system</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b>5.Expansion of WPOD is...............................</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b> Ans.Written Proof Of Delivery</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b>6.Expansion of COPRA is...............................</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b> Ans.Consumer Protection Act.</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b>7.Dak Adalats are held at circle level once in every....................</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b> Ans. 3 months/quarter</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b>8.Post Forum was introduced on</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b> Ans.10/09/1990</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b>9. Post Forum shall consist of not more than </b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b> Ans.7 members</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b>10.The PRI(P) should verify the delivery of ............ articles everyday</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b><br />
</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><b> Ans.120.</b></span><br />
<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"><br />
</span></div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-87276123916525282162011-10-14T12:04:00.000+05:302011-10-14T12:04:32.807+05:30FNPO KOTTAYAM DIVISION- TOUR<div dir="ltr" style="text-align: left;" trbidi="on"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh_VrjmY0Wu278Cu5T7zAPGOPrVZuK2JXwg_KxZ9HEJoTLBdBourEsUVppJfN80nXdohKdEUCzzb_ZFvWmQfK77-j3xWKaaTOMr2XswlTGfeTv7NOgIdspvpQoE7mNw2OhyphenhyphenjfKJtDySUv8F/s1600/NOTICE.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh_VrjmY0Wu278Cu5T7zAPGOPrVZuK2JXwg_KxZ9HEJoTLBdBourEsUVppJfN80nXdohKdEUCzzb_ZFvWmQfK77-j3xWKaaTOMr2XswlTGfeTv7NOgIdspvpQoE7mNw2OhyphenhyphenjfKJtDySUv8F/s320/NOTICE.jpg" width="236" /></a></div><br />
</div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-60870438150092044702011-10-12T16:33:00.004+05:302011-10-13T16:40:36.435+05:30<div dir="ltr" style="text-align: left;" trbidi="on"><span class="Apple-style-span" style="line-height: 20px;"><span class="Apple-style-span" style="background-color: white;"><span class="Apple-style-span" style="color: red; font-family: Times, 'Times New Roman', serif; font-size: large;">The shyamala gopinath committee recognises that the RD scheme requires considerable effort on part of agents in mobilizing monthly deposits. However, 4% commission is distortionary and expensive. The committee recommends that this should be brought down to 1% in a phased manner in a period of three years with a 1% reduction every year .</span></span><span style="background-color: black; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 15px; font-weight: bold;"></span></span></div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-71301020087163966532011-10-11T23:36:00.000+05:302011-10-11T23:36:54.949+05:30<div dir="ltr" style="text-align: left;" trbidi="on"><div style="text-align: center;"><b><u><span class="Apple-style-span" style="color: red; font-family: 'Courier New', Courier, monospace; font-size: large;">TRAINING FOR POSTMASTER CADRE GRADE-1 EXAM</span></u></b></div><br />
<span class="Apple-style-span" style="color: #073763; font-size: x-small;"><i><u>COMPENDIUM ON PROCESSING AND DISPOSAL OF PUBLIC COMPLAINTS</u></i></span><br />
<span class="Apple-style-span" style="font-size: x-small;"><i><u><br />
</u></i></span><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;">1.Who is the head of public grievance cell in department of posts?</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;">Ans.Deputy Director General (Public Grievances & Quality Assurance)</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;">2.Complaint relating to unregistered articles should be reported within</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;">Ans.6 months</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;">3.Complaint relating to registered articles should be reported within</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"> Ans.3 months</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;">4.Ex-gratia payment of Rs............ is permissible in respect of loss of Registered letter or its contents having intrinsic value</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"> Ans.Rs.100/-</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;">5.If addressee of the VP article complains that he has been defrauded by the</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;">sender,then</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"> Ans.the payment of VPMO should be withheld till enquiry is completed</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;">6. ......................... should be refunded to the complainant when delay in payment or non-payment of TMO has been caused due to service fault.</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"> Ans.telegraphic charges</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;">7.The time limit to dispose foreign complaints is </span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"> Ans.3 months </span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;">8. ...................are the nodal offices which shall be responsible for entertaining all complaints relating to domestic as well as international Speed Post EMS complaints</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"> Ans.Speed Post Concentration Centre (SPCC)</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;">9.A complaint regarding domestic speed post shall be entertained upto............ from the date of booking.</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"> Ans.one month</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;">10.All ............. are due bags as notified by Directorate Memo No.43-24/90-D dated 17.9.91.</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"> Ans.speed post bags</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<b><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;"><br />
</span></b><br />
<span class="Apple-style-span" style="font-family: Verdana, sans-serif;"><br />
</span></div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-43791303714798567072011-10-09T12:18:00.001+05:302011-10-09T12:18:20.101+05:30<div dir="ltr" style="text-align: left;" trbidi="on"><div style="text-align: center;"><b><span class="Apple-style-span" style="color: #cc0000; font-size: large;"><u>TRAINING FOR POSTMASTER CADRE GRADE-1 EXAM</u></span></b></div><div style="text-align: left;"><b><span class="Apple-style-span" style="color: #cc0000;"><u><br />
</u></span></b></div><div style="text-align: left;"><b>PAPER 1</b></div><div style="text-align: left;"><b><span></span></b></div><div style="text-align: center;"><u><i>Compendium on Processing and Disposal of Public Complaints</i></u></div><div style="text-align: left;"><br />
</div><div style="text-align: left;"><b>1.Name of the nodal points of grievance redressal system in INDIAPOST.</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b> Ans.Customer Care Centre (CCC)</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b>2.User ID and passwords for CCC's are created by</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b> Ans.PTC Mysore</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b>3.CCC'S are interconnected through a webbased system at the link</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b> Ans.www.indiapost.gov.in/CCClogin.asp</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b>4.The system of recording, indexing, classification, inquiries and procedures relating to .............</b></div><div style="text-align: left;"><b>are an index of state of health of an organization.</b></div><div style="text-align: left;"><b> Ans.Grievances</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b>5.The postal department setup grievance redressal machinery in</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b> Ans.1948</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b>6.The complaints are acknowledged, registered andclassified under ............. categories while being registered in the web based customercare system at the customer care centre.</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b> Ans.11</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b>7.Every ............... is the nodal operative and administrative unit for the disposal of public complaints relating to postal services rendered by post offices under its control.</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b> Ans.Divisional office</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b>8.All complaints pending over .................. will be brought to the notice of circle office for seeking guidance for their settlement</b></div><div><b> </b></div><div><b> Ans.one month</b></div><div><b><br />
</b></div><div><b>9.Chief Postmaster General or Regional Postmaster General in charge of his jurisdiction is assisted by the .................. in handling grievance redressal system</b></div><div><b><br />
</b></div><div><b> Ans.DPS</b></div><div><b><br />
</b></div><div><b>10...................... is the coordinating link between Postal Directorateand the Circle in grievance redressal system</b></div><div><b><br />
</b></div><div><b> Ans.CPMG</b></div><div><b><br />
</b></div><div><b><br />
</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b><br />
</b></div><div style="text-align: left;"><b><br />
</b></div></div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-45085173212708439292011-10-08T23:03:00.001+05:302011-10-08T23:03:26.511+05:30SPECIAL CASUAL LEAVE FOR UNION ASSOCIATION ACTIVITIESGovernment servants who are union office bearers and delegates of the Central Government employees unions/associations may be granted special casual leave to attend the activities of Unions/Associations.<br />
<br />
(a) <br />
An office bearer of a recognized service association/union of Central Government employees may be granted special casual leave up to a maximum of 20 days in a calendar year, for participation in the activities of Associations/Unions.<br />
<br />
(b) <br />
Outstation/delegate members of executive Committee of recognized All India Association/Federation may be granted special casual leave up to 10 days in a calendar year to attend its meetings and<br />
<br />
(c) <br />
Similarly the local delegates/local members of executive committees of all recognized Associations/unions Federations may be granted special casual leave up to 5 days in a calendar year for attending meetings of such Associations/Unions/Federations.<br />
<br />
Those availing special casual leave as office-bearers will not be entitled to avail special casual leave separately in their capacity as Delegate/Committee members.<br />
<br />
Where a Union/Association/Federation follows a year other than the calendar year for the purposes of its annual elections, the entitlement of special casual leave should be regulated in terms of the year actually followed by such Union/Association/Federation in place of the calendar year. When an office-bearer comes into office during the course of the year in casual vacancies, the competent authority has the discretion to grant special casual leave up to the maximum entitlement in a full year, having regard to the genuineness and merits of each particular case.<br />
<br />
(MHA OM No. 27/3/69-Estt(B), dated 8.4.69 & Deptt. of Personnel OM No. 8/13/72-JCA, dated 4th September, 1972)<br />
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At the request of the leader of the Staff Side, the Head of the Department/Office may grant special casual leave not exceeding five days in a year, to a member of the Staff side to enable him to attend Staff side Consultations.<br />
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Similarly the leader of the Staff Side and, at and above the Departmental Joint Council level, one Secretary from the Staff Side designated as such by the leader, may be allowed additional special leave not exceeding 10 days in a year for preparing staff side cases. This will be in addition to the provisions regarding grant of special casual leave for association activities contained in OM No. 27/3/69-Estt(B), dated the 8th April, 1969.<br />
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(MHA OM No. 8/6/70-JCA, dated 30.10.70)FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0tag:blogger.com,1999:blog-4595962878011056438.post-91459718323304329722011-10-06T14:15:00.000+05:302011-10-06T14:15:24.840+05:30DIVISIONAL WORKING COMMITTEE<div dir="ltr" style="text-align: left;" trbidi="on"><span class="Apple-style-span" style="background-color: #c0a154; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 14px; line-height: 20px;"></span><br />
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</i></b></span></div><div style="color: #333333; text-align: center;"><span class="Apple-style-span" style="color: blue;"><b><i><br />
</i></b></span></div><div style="color: #333333; text-align: justify;"><span class="Apple-style-span" style="color: blue;"><b><i>The first divisional working committee of the newly elected office bearers of Kottayam Division will be conducted on 07.10.2011, Friday at FNPO union office, Pulicakal Trade center, Kottayam at 10.00 AM. Meeting will be presided by Sri. V T Uthup, President, FNPO Kottayam Division. </i></b></span></div></div>FNPO KOTTAYAM DIVISIONhttp://www.blogger.com/profile/16375000750663933259noreply@blogger.com0